The Evolution of Risk Management

It is said that the first acts of risk analysis were performed in caves by early humans playing games with dice and bones.  With gaming came the implicit concept of odds making, and soon the human lexicon included references to risk, reward, fortuity, and loss.  Early astronomers observed what seemed to be the random appearances…

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May is Motorcycle Safety Month

Motorcycle Safety Month is an annual event that takes place in May to raise awareness about motorcycle safety and the importance of sharing the road with motorcyclists. The event is organized by the National Highway Traffic Safety Administration (NHTSA) and is intended to reduce the number of motorcycle accidents and fatalities that occur each year.…

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5th Easter Basket Mission

SeibertKeck Insurance Partners donated 600 Easter bags to 17 local organizations throughout the Akron, Canton, Cleveland, Columbus, and Youngtown areas. Benefiting organizations were: ACCESS Women’s Shelter, Ashtabula County Children’s Services, Blessing House, Family Pride, Franklin Elementary (Massillon), GiGi’s Playhouse Canton, IPromise School, Maize Elementary (Columbus), MCPAL (Medina County Police Activities League), Ravenna Elementary School, Stewart’s…

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April is National Distracted Awareness Month

Distracted Driving Awareness Month is an annual campaign held in April to raise awareness about the dangers of distracted driving and encourage drivers to avoid distractions while driving. The campaign is designed to educate drivers on the risks of texting, using a phone, eating, drinking, grooming, or any other activity that takes their attention away…

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Umbrella Insurance-101

It may be called an umbrella policy, but it has nothing to do with your favorite pop-open rain deflector. “Umbrella” is a term to help visualize how this policy provides a wider range of coverage that extends your protection from other, existing insurance policies. If you’re faced with a lawsuit, injury or accident, the expenses…

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How to Wrap and Winterize Your Pipes

As you’re preparing your home for wintry weather, make sure that winterizing your pipes is on your to-do list. A pipe that is filled with water and freezes in cold temperatures is expensive to repair if it bursts. It can also inflict considerable damage on your home. In fact, Home Advisor estimates that a burst…

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How to Protect Your Business Auto Insurance Rates

When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals could have on your business auto insurance policies. At-fault accidents are the most common cause of premium increases on auto policies, and most accidents are caused by driver error, according to a 2021 study.…

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What Does Renters Insurance Cover?

When you looked over your lease agreement, you probably saw a section explaining that your building is insured. That section is referring to the insurance policy your landlord has on the building. Of course, it’s important that your building is insured. However, it’s also important to know that their insurance policy does not generally cover…

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What Commercial Insurance Policy Does My Business Need?

Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hundreds of employees, understanding your company’s exposure plays a key role in effectively protecting your business. In this…

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The Impact of Inflation on Commercial Property Insurance

One of the primary purposes of commercial insurance is to shift the exposure of financial loss to the insurance company, freeing up other funds for investment back into your business. While you can’t control inflation, you can take charge of your financial protection by analyzing your current building limit and ensuring that the limit is…

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