The Evolution of Risk Management

It is said that the first acts of risk analysis were performed in caves by early humans playing games with dice and bones.  With gaming came the implicit concept of odds making, and soon the human lexicon included references to risk, reward, fortuity, and loss.  Early astronomers observed what seemed to be the random appearances…

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May is Motorcycle Safety Month

Motorcycle Safety Month is an annual event that takes place in May to raise awareness about motorcycle safety and the importance of sharing the road with motorcyclists. The event is organized by the National Highway Traffic Safety Administration (NHTSA) and is intended to reduce the number of motorcycle accidents and fatalities that occur each year.…

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April is National Distracted Awareness Month

Distracted Driving Awareness Month is an annual campaign held in April to raise awareness about the dangers of distracted driving and encourage drivers to avoid distractions while driving. The campaign is designed to educate drivers on the risks of texting, using a phone, eating, drinking, grooming, or any other activity that takes their attention away…

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How to Wrap and Winterize Your Pipes

As you’re preparing your home for wintry weather, make sure that winterizing your pipes is on your to-do list. A pipe that is filled with water and freezes in cold temperatures is expensive to repair if it bursts. It can also inflict considerable damage on your home. In fact, Home Advisor estimates that a burst…

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How Much Life Insurance Do I Need?

Everybody needs a different amount of life insurance based on their individual situation. But it basically comes down to how much money your loved ones would need to remain on firm financial ground if your earnings were no longer in the picture. To get started, it helps to consider a few questions like: Who do…

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What are the Different Types of Life Insurance?

There are two main types of life insurance: term life insurance and permanent life insurance. Term life insurance is the type of life insurance most people are familiar with. It pays a cash benefit to your loved ones (also known as your beneficiaries) if you were to pass away during the term. The term is…

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School Bus Safety Tips

Article from The National Safety Council. School days bring congestion: School buses are picking up their passengers, kids on bikes are hurrying to get to school before the bell rings, harried parents are trying to drop their kids off before work. It’s never more important for drivers to slow down and pay attention than when…

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